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But Arthur knew that what they really did was insulate the portfolio from its own gains and exacerbate its losses. When the market went up, the portfolio went up a little bit more. When the market went down, the portfolio hemorrhaged money. Arthur cleared out everything that wasn’t rock solid and replaced most of it with derivatives and synthetic instruments. These instruments carried much bigger risks than more traditional investments, but the risks were often hard to understand and therefore easy to ignore. Even better, they were nearly impossible to regulate. Nobody in the government really understood how they worked and the people who did understand them weren’t about to give regulators the real scoop on how they worked. Most of the people who traded them didn’t even understand that they were basically holding plutonium in their hands while wearing tinfoil gloves.The people who did understand knew that there would always be enormous underlying risks, that every synthetic. I moved back a few steps, in case my mom was back and took out a hairstyle book. I showed her a long pixie style.My mom came back and asked me to start mixing a burgundy color for Neha’s highlights.I was mixing the color when Neha’s haircut started. First, mom took a square section from eyebrow to eyebrow and all the crown, and cut off at four inches. Then, she combed the hair forward and trimmed her bangs. A good 10 inches was cut off.Next, she combed the hair till her ear and trimmed it sideways at three inches, combing it back to blend with the hair at the back. Finally, mom took a trimmer and trimmed the loose ends all around.Neha said “I want the back longer, to cover my neck”. Mom combed the back hair and took it up section by section, matching with the longest hair at the nape. Neha’s haircut was done, and almost half her hair was on the floor. Now, she had soft texture all around and her back hair was swinging freely when she moved. Her face was clearly visible.Neha said.
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